.terms-page{padding-top:4rem;padding-bottom:6rem}.page-hero{padding-top:6rem;padding-bottom:3rem}.page-hero-inner{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);gap:3rem;align-items:flex-start}.page-hero-badge-row{margin-bottom:1.5rem}.page-title{font-size:2.5rem;margin-bottom:1rem}.page-intro{font-size:0.975rem;max-width:40rem}.page-hero-meta{display:flex;flex-wrap:wrap;gap:1.5rem;margin-top:1.5rem;margin-bottom:2rem;font-size:0.75rem;color:var(--color-neutral-500)}.page-hero-actions{display:flex;flex-wrap:wrap;gap:0.9rem}.page-hero-aside{background:linear-gradient(145deg,#ffffff,#f8fafc);border-radius:1.5rem}.page-hero-aside .aside-title{font-size:1rem;margin-bottom:0.75rem}.page-hero-aside .aside-text{font-size:0.9rem;margin-bottom:1rem}.page-hero-aside .aside-list{display:flex;flex-direction:column;gap:0.35rem;margin-bottom:1rem;font-size:0.85rem;color:var(--color-text-soft)}.page-hero-aside .aside-footnote{font-size:0.8rem;color:var(--color-neutral-500)}.section-terms{padding-top:2rem}.terms-layout{align-items:flex-start}.terms-index{position:sticky;top:6rem;align-self:flex-start;border-style:dashed;background:transparent}.terms-index-title{font-size:0.9rem;margin-bottom:0.75rem}.terms-index-list{font-size:0.85rem;color:var(--color-text-soft)}.terms-index-list li+li{margin-top:0.25rem}.terms-index-list a{display:inline-flex;align-items:center;gap:0.35rem;padding:0.25rem 0;border-radius:999px;transition:color var(--transition-fast),background-color var(--transition-fast),padding var(--transition-fast)}.terms-index-list a::before{content:"";width:6px;height:6px;border-radius:999px;background-color:var(--color-neutral-300);transition:background-color var(--transition-fast),transform var(--transition-fast)}.terms-index-list a:hover{color:var(--color-primary);background-color:rgba(248,250,252,0.8);padding-left:0.4rem;padding-right:0.4rem}.terms-index-list a:hover::before{background-color:var(--color-accent-gold);transform:scale(1.1)}.terms-index-cta{margin-top:1.25rem;width:100%;justify-content:center}.terms-content{background:rgba(255,255,255,0.9)}.terms-section h2{font-size:1.1rem;margin-bottom:0.5rem}.terms-section p{font-size:0.95rem}.terms-section ul{margin-top:0.25rem;margin-bottom:0.5rem;padding-left:0}.terms-section ul li{display:flex;align-items:flex-start;gap:0.5rem;font-size:0.9rem;color:var(--color-text-soft);padding:0.2rem 0}.terms-section ul li::before{content:"";flex:0 0 6px;height:6px;border-radius:999px;margin-top:0.4rem;background:radial-gradient(circle at 30% 30%,#facc15,#d97706)}.terms-section ul li span{flex:1}.terms-section-last{border-top:1px solid var(--color-border-soft);padding-top:1.5rem}.terms-contact-cta{display:flex;flex-wrap:wrap;gap:0.75rem;margin-top:1.25rem}.section-next-steps{padding-top:1rem}.next-steps-card{padding:2.5rem 2.25rem;border-radius:1.75rem}.next-steps-grid{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:2rem;align-items:center}.next-steps-text h2{font-size:1.4rem;margin-bottom:0.75rem}.next-steps-text p{font-size:0.95rem;max-width:30rem}.next-steps-actions{display:flex;flex-wrap:wrap;gap:0.75rem;justify-content:flex-end}@media (max-width:960px){.page-hero-inner{grid-template-columns:1fr}.terms-page{padding-top:3rem}.terms-index{position:static;top:auto;margin-bottom:1.5rem}.section-terms .frame-grid{grid-template-columns:repeat(6,minmax(0,1fr))}.section-terms .frame-col-4,.section-terms .frame-col-8{grid-column:span 6}.next-steps-grid{grid-template-columns:1fr}.next-steps-actions{justify-content:flex-start}}@media (max-width:640px){.page-title{font-size:2rem}.page-hero{padding-top:4.5rem;padding-bottom:2.5rem}.page-hero-actions{flex-direction:column;align-items:stretch}.page-hero-aside{padding:1.5rem}.next-steps-card{padding:2rem 1.5rem}.terms-content{padding:1.5rem}.terms-contact-cta{flex-direction:column;align-items:stretch}}